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Electronic Banking

Online Banking | Mobile Banking | Telephone Banking | MasterCard® SecureCode™ | Automated Teller Machines | Member of the SUM Network


Online Banking

  • Pay Bills
  • Reorder Checks
  • FREE of Charge!
  • Safe & Secure Banking
  • Set up recurring payments or fixed amounts.
  • View ATM or MasterMoney Card Transactions
  • 24 hours a day, 7 days a week account access 
  • View Check Images of Paid Checks, Front & Back
  • Check Balances, Verify Transactions, or Make Transfers
  • Stop writing checks, save money in postage and make your bill payments easier while using Middlesex Federal Savings Online Banking.

For lost or stolen ATM/Debit Cards call 1-888-964-3353
After hours call 1-800-264-5578

To learn more about Online banking contact our Customer Service Department at 617-666-4700, or email us.


Mobile Banking
Available to registered Online Banking Users

Middlesex Federal On The Go! Visit your App Store to download the Middlesex Federal mobile app. Are you on a mobile device? Click below to download now.



Telephone Banking

We offer an automated 24-hour access line.
Call 1-888-9-MIDDLE (1-888-964-3353)

First time users: enter last four digits of social security number. The automated system will then prompt you to choose a new pin number.

  • Easy access to current deposit rates, loan and mortgage rates, account balances, checks paid, deposits and withdrawals made, interest credited.
  • Easily transfer funds to and from your checking, savings (statement only), or money market.



MasterCard® SecureCode™

MasterCard® SecureCode™ gives you added security for your online purchases.

Click on the logo to the left to sign up.


Automated Teller Machines* (ATMs)

Available at all three branches. Click name for directions: 



Member of the SUM Network


SUM is an interbank network that is largely made up of smaller banks and credit unions to allow free ATM access. Account holders at member institution do not pay ATM usage fee for using ATMs of any other finacial institution within the network.

SUM is the product of NYCE Payments Network, LLC, an FIS company.

Locate nearest SUM ATM Click here

*Middlesex Federal Savings will not charge a fee for using another institution's ATMs, up to five withdrawals and five transfers per statement cycle. ATM surcharge fees imposed by other institutions at non SUM® network locations may apply. Middlesex Federal Savings will credit up to three ATM surcharges assessed by other institutions per statement cycle when presented with qualified receipts. SUM is a registered trademark of NYCE Payment Networks, LLS.

Access My Accounts
Questions? Call
866-628-1946 anytime.