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Your Local Bank > Products > Mortgages & Home Equity

Mortgages & Home Equity

Residential Mortgages | Home Equity Line of Credit |
Walk-In Loan Center


Whether you are looking to purchase a new home, refinance an existing mortgage, or tap into the equity in your home, we are here to assist you through every step of the mortgage process. Even after your loan closes, the people who helped you with your mortgage will still be here.

Middlesex Federal is a full service community bank, providing fast, local decision making to first time homebuyers and homeowners in the greater Boston area. We know your neighborhood. Let us get to know you.

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Residential Mortgages

Looking to obtain your first mortgage, purchase a new home, or refinance an existing mortgage, we have a home loan program that will work for you.

Fixed and Adjustable Rate Mortgages
We offer fixed and adjustable rate mortgages to meet your individual needs. Choose a fixed rate mortgage if you want your interest to remain constant during the life of the loan. If you are interested in an initial lower payment, benefit from the upfront savings associated with an adjustable rate mortgage.

Condominium Financing
Condominium financing is our specialty. Talk to us if you plan on purchasing a condominium.

You may be eligible for an $11,000 Grant 1
You may be eligible for an $11,000 grant to use towards a down payment and closing costs. Click here to request information.

Home Equity Line of Credit
Use the equity in your home to finance planned or unexpected expenses. The possibilities are endless; the hardest part is deciding what to do first.

  • Use as much or as little as you need
  • Funds can be used now and in the future
  • Interest may be tax deductible. Consult your tax advisor for details.

Walk-in Loan Center (Davis Square)
We are local lenders offering fast, local decision making and will gladly meet with you before, during, or after business hours.

1Middlesex Federal Savings is an approved Federal Home Loan Bank of Boston Equity Builder Program (EBP) lender. Some conditions apply, including application approval and income eligibility.

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866-628-1946 anytime.
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