Middlesex Federal

Personal Banking

FREE CHECKING
It's fast.  It's easy.  It's Free.   
It's Available Online or In the Square.*
No Minimum Balance  |  No Monthly Fee  |  Free ATMs Always  |  Online & Mobile Banking

OPEN ONLINE

VISIT US IN THE SQUARE


Check out our helpful, quick read personal finance, credit building, budgeting and mortgage blogs.

Personal Banking Solutions

<b>Free Checking</b>

Free Checking

Earn $150 when you open a new Simply Free Checking account. No minimum. No monthly fee. Open online or in a branch. 

Learn More About Free Checking

<b>Savings</b>

Savings

Short & long term, FDIC insured savings & retirement options. eStatement Savings available online. 

Learn More About FDIC Insured Savings

<b>Online & Mobile</b>

Online & Mobile

Bank local, even when you're not. A secure, convenient way to bank from your phone, tablet, or PC. 

Learn More About Online & Mobile Banking

<b>Debit Card</b>

Debit Card

We'll pay you $150 to use your debit card! Instant Issue. Online Controls. Zero Liability. FREE ATMs Always. 

Learn How Your Debit Card Can Earn You $150

 

Free ATMs - ALWAYS!

Middlesex Federal won't charge Simply Free (includes Student account) and President's Choice checking customers for using another bank's ATM. And, at the end of every statement cycle, we'll reimburse any surcharge fees other Bank's may charge.  Learn More

 

FDIC Insurance

Deposits insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.  Learn More

How Else May We Help You?

<H3>Home Loans</H3>

Home Loans

Learn more

<H3>Business Banking</H3>

Business Banking

Learn more

<H3>Commercial Lending</H3>

Commercial Lending

Learn more

$150 Online Offer:*  Open a NEW Middlesex Federal (MFS) Simply eFREE Checking online at MiddlesexFederal.com.  Request an MFS Debit Card during the online account opening process.  Receive your card within 7-10 business days.  Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $150 within 10 business days of the last day of the fourth statement cycle.

$150 In Branch Offer:*  Open a NEW Simply Free Checking (offer does not apply to Simply eFree Checking accounts opened online) at any Middlesex Federal (MFS) branch, receive an MFS instant issue debit card, and we'll pay you a $50 to download our mobile app.  Payment will be in the form of an MFS check which must be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.  Middlesex Federal Online Banking registration and mobile app download are required. Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $100 within 10 business days of the last day of the fourth statement cycle.

*AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.  Subject to the IRS 1099-INT reporting. Offer not available to business accounts. Restricted to one $150 payment per account holder.  Offer subject to change without notice.

Close