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Your Local Bank > Products > Rates > Deposit Rates
Deposit Rates*
(Effective: February 1, 2017)
Program
Minimum Daily Balance
to earn APY
Interest Rate
APY
Min. Deposit
President's Choice Checking
(Rates may change after account is opened. Fees may reduce earnings. Middlesex Federal Savings MasterMoney Debit Card or ATM Card Available. )
$0.01
0.10%
0.10%
$50.00
$1,500.00
0.15%
0.15%

$25,000.00
0.25%
0.25%

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Passbook Savings & Statement Savings
(Rates may change after account is opened. Fees may reduce earnings. Middlesex Federal Savings ATM Card Available on Statement Savings Account only.)
$50.00
0.10%
0.10%
$50.00
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Club Account
(Rates may change after account is opened. Fees may reduce earnings.)
$10.00
0.10%
0.10%
$10.00
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Money Market
( Fees may reduce earnings. Middlesex Federal Savings ATM Card Available. )
$50.00
0.10%
0.10%
$50.00
$10,000.00
0.50%
0.50%

$50,000.00
1.00%
1.00%

$100,000.00
1.00%
1.00%

$250,000.00
1.00%
1.00%

$1,000,000.00
0.50%
0.50%

$3,000,000.00
0.25%
0.25%

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Easy Interest Business Checking
(Rates may change after account is opened. Fees may reduce earnings. Middlesex Federal Savings Master Money Debit Card or ATM Card Available.)
$0.01
0.10%
0.10%
$50.00
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Business Money Market
(Rates may change after account is opened. Fees may reduce earnings. Middlesex Federal Savings ATM Card Available.)
$50.00
0.10%
0.10%
$50.00
$10,000.00
0.50%
0.50%

$50,000.00
1.00%
1.00%

$100,000.00
1.00%
1.00%

$250,000.00
1.00%
1.00%

$1,000,000.00
0.50%
0.50%

$3,000,000.00
0.25%
0.25%

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3 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
0.15%
0.15%
$500.00
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6 & 8 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
0.25%
0.25%
$500.00
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12 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
0.50%
0.50%
$500.00
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18 Month Certificate
(Penalty may be imposed for early withdrawal.)
$0.01
1.34%
1.35%
$500.00
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24 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
0.90%
0.90%
$500.00
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30 Month Certificate
(Penalty may be imposed for early withdrawal.)
$0.01
1.34%
1.35%
$500.00
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36 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
1.00%
1.01%
$500.00
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48 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
1.15%
1.16%
$500.00
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60 Month Certificate
(Penalty may be imposed for early withdrawal. )
$0.01
1.74%
1.76%
$500.00
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IRA 18 Month Var Rt Cert
(Penalty may be imposed for early withdrawal. Rate Subject to change quarterly (Feb/May/Aug/Nov) based on the latest 1 year Constant Maturity Treasury + 100 basis points )
$50.00
1.82%
1.84%
$100.00
*APY = Annual Percentage Yield