Business Deposit Rates
Current Rates
All deposits are FDIC-insured. Please note interest rates and APY for accounts available through Middlesex Federal are subject to change.
CD Specials Rates
Effective: March 1, 2026
| Min Balance to Open | Min Balance to Earn Int | Interest Rate |
APY | |
|---|---|---|---|---|
| 3 Month CD | $500 | $0.10 | 3.69% | 3.75% |
| 8 Month CD | $500 | $0.01 | 3.45% | 3.50% |
| 13 Month CD | $500 | $0.01 | 2.96% | 3.00% |
Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Certificates of Deposit can be opened as a retirement account.
Certificates of Deposit can be opened as a retirement account.
Business Checking Rates
Effective: March 1, 2026
| Min Balance to Open | Min Balance to Earn Int | Interest Rate |
APY | |
|---|---|---|---|---|
| Easy Interest Business Checking | $50 | $0.01 | 0.10% | 0.10% |
Business Money Market Rates
Effective: March 1, 2026
| Min Balance to Open | Min Balance to Earn Int | Interest Rate |
APY | |
|---|---|---|---|---|
| $50 - $9,999.99 | $50 | $50 | 0.10% | 0.10% |
| $10,000 - $49,999.99 | $50 | $10,000 | 0.25% | 0.25% |
| $50,000 - $99,999.99 | $50 | $50,000 | 0.40% | 0.40% |
| $100,000 - $249,999.99 | $50 | $100,000 | 0.40% | 0.40% |
| $250,000 - $999,999.99 | $50 | $250,000 | 0.40% | 0.40% |
| $1,000,000.00 - $2,999,999.99 | $50 | $1,000,000 | 0.40% | 0.40% |
| $3,000,000.00 or more | $50 | $3,000,000 | 0.30% | 0.30% |
Rates subject to change without notice. Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Business (High Yield) Money Market Rates
Effective: March 1, 2026
| Min Balance to Open | Min Balance to Earn Int | Interest Rate |
APY | |
|---|---|---|---|---|
| $50 - $9,999.99 | $50 | $50 | 0.50% | 0.50% |
| $10,000 - $49,999.99 | $50 | $10,000 | 1.74% | 1.75% |
| $50,000 or more | $50 | $50,000 | 3.20% | 3.25% |
Rates subject to change without notice. Fees may reduce earnings.
CD Rates
Effective: March 1, 2026
| Min Balance to Open | Min Balance to Earn Int | Interest Rate |
APY | |
|---|---|---|---|---|
| 3 Month | $500 | $0.01 | 3.69% | 3.75% |
| 6 Month | $500 | $0.01 | 0.30% | 0.30% |
| 8 Month | $500 | $0.01 | 3.45% | 3.50% |
| 12 Month | $500 | $0.01 | 0.40% | 0.40% |
| 13 Month | $500 | $0.01 | 2.96% | 3.00% |
| 18 Month | $500 | $0.01 | 0.45% | 0.45% |
| 19 Month | $500 | $0.01 | 2.72% | 2.75% |
| 24 Month | $500 | $0.01 | 0.50% | 0.50% |
| 30 Month | $500 | $0.01 | 0.60% | 0.60% |
| 31 Month | $500 | $0.01 | 0.60% | 0.60% |
| 36 Month | $500 | $0.01 | 0.60% | 0.60% |
| 48 Month | $500 | $0.01 | 0.70% | 0.70% |
| 60 Month | $500 | $0.01 | 0.80% | 0.80% |
Rates subject to change without notice. Fees may reduce earnings.
Penalty may be imposed for early withdrawal. All certificate of deposit accounts can also be opened as retirement accounts.