Personal Checking

$150 In Branch Offer:*  Open a NEW Simply Free Checking at any Middlesex Federal (MFS) branch, receive an MFS debit card, and we'll pay you a $50 to download our mobile app.  Payment will be in the form of an MFS check which must be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.  Middlesex Federal Online Banking registration and mobile app download are required. Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $100 within 10 business days of the last day of the fourth statement cycle.

$150 Online Offer:*  Open a NEW Middlesex Federal (MFS) Simply eFREE Checking online at MiddlesexFederal.com.  Request an MFS Debit Card during the online account opening process.  Receive your card within 7-10 business days.  Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $150 within 10 business days of the last day of the fourth statement cycle.

*AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.  Subject to the IRS 1099-INT reporting. Offer not available to business accounts. Restricted to one $150 payment per account holder.  Offer may be withdrawn at any time. 

FREE ATM ACCESS:  Middlesex Federal will not charge Simply Free (includes Student Checking) and President's Choice checking customers for using another bank's ATM. And we'll reimburse any surcharge fees other banks may charge at the end of each statement cycle.  Statement Savings Free ATM access is available to Middlesex Federal personal checking customers only.

Online Account Opening:  Simply eFREE Checking and eStatement Savings accounts can only be opened online. 

Online & Mobile Banking:  Data charges may apply when using a mobile device.