Middlesex Federal

Personal Deposit Rates

Savings

Effective: September 25, 2020

Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
Passbook $50 $50 0.05% 0.05%
Statement Savings $50 $50 0.40% 0.40%
Club Account $10 $10 0.05% 0.05%

President's Choice Checking

Effective: September 25, 2020

Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
$0.01 - $1,499.99 $50 $0.01 0.05% 0.05%
$1,500 - $24,999.99 $50 $1,500 0.10% 0.10%
$25,000 or more $50 $25,000 0.20% 0.20%

Personal Money Market

Effective: September 25, 2020

Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
$50 - $9,999.99 $50 $50 0.10% 0.10%
$10,000 - $49,999.99 $50 $10,000 0.25% 0.25%
$50,000 - $99,999.99 $50 $50,000 0.40% 0.40%
$100,000 - $249,999.99 $50 $100,000 0.40% 0.40%
$250,000 - $999,999.99 $50 $250,000 0.40% 0.40%
$1,000,000 - $2,999,999.99 $50 $1,000,000 0.40% 0.40%
$3,000,000 or more $50 $3,000,000 0.30% 0.30%

Certificates of Deposit

Effective: September 25, 2020

Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
3 Month $500 $0.01 0.15% 0.15%
6 & 8 Month $500 $0.01 0.30% 0.30%
12 Month $500 $0.01 0.40% 0.40%
13 Month $500 $0.01 0.40% 0.40%
18 Month $500 $0.01 0.45% 0.45%
19 Month* $500 $0.01 0.45% 0.45%
24 Month $500 $0.01 0.50% 0.50%
30 Month $500 $0.01 0.60% 0.60%
31 Month* $500 $0.01 0.60% 0.60%
36 Month $500 $0.01 0.60% 0.60%
48 Month $500 $0.01 0.70% 0.70%
60 Month $500 $0.01 0.80% 0.80%

Retirement

Effective: September 25, 2020

Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
IRA Passbook Savings $50 $50 0.40% 0.40%
IRA 18 Month Variable Rate Certificate1 $100 $0.01 1.16% 1.17%
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