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Rates
Personal Deposit Rates
Personal Deposit Rates
CD Specials
Effective: October 1, 2024
CALL OR VISIT US IN THE SQUARE
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
8 Month CD
$500
$.01
4.41%
4.50%
13 Month CD
$500
$.01
3.93%
4.00%
Savings
Effective: October 1, 2024
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
eStatement Savings*
$50
$50
0.40%
0.40%
Statement Savings
$50
$50
0.40%
0.40%
Club Account
$10
$10
0.05%
0.05%
Passbook
$50
$50
0.05%
0.05%
President's Choice Checking
Effective: October 1, 2024
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
$0.01 - $1,499.99
$50
$0.01
0.05%
0.05%
$1,500 - $24,999.99
$50
$1,500
0.10%
0.10%
$25,000 or more
$50
$25,000
0.20%
0.20%
Personal Money Market
Effective: October 1, 2024
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
$50 - $9,999.99
$50
$50
0.10%
0.10%
$10,000 - $49,999.99
$50
$10,000
0.25%
0.25%
$50,000 - $99,999.99
$50
$50,000
0.40%
0.40%
$100,000 - $249,999.99
$50
$100,000
0.40%
0.40%
$250,000 - $999,999.99
$50
$250,000
0.40%
0.40%
$1,000,000 - $2,999,999.99
$50
$1,000,000
0.40%
0.40%
$3,000,000 or more
$50
$3,000,000
0.30%
0.30%
Certificates of Deposit
Effective: October 1, 2024
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
3 Month
$500
$0.01
0.15%
0.15%
6 Month
$500
$0.01
0.30%
0.30%
8 Month
$500
$0.01
4.41%
4.50%
12 Month
$500
$0.01
0.40%
0.40%
13 Month
$500
$0.01
3.93%
4.00%
18 Month
$500
$0.01
0.45%
0.45%
19 Month
$500
$0.01
2.72%
2.75%
24 Month
$500
$0.01
0.50%
0.50%
30 Month
$500
$0.01
0.60%
0.60%
31 Month
$500
$0.01
0.60%
0.60%
36 Month
$500
$0.01
0.60%
0.60%
48 Month
$500
$0.01
0.70%
0.70%
60 Month
$500
$0.01
0.80%
0.80%
Retirement
Effective: October 1, 2024
Minimum to Open
Minimum Balance to Earn APY
Interest Rate
Annual Percentage Yield (APY)
IRA Passbook Savings
$50
$50
0.40%
0.40%
IRA 18 Month Variable Rate Certificate
1
$100
$0.01
5.85%
6.01%
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