Debit Card & ATM Access

$150 In Branch Offer:*  Open a NEW Simply Free Checking (offer does not apply to Simply eFree Checking accounts opened online) at any Middlesex Federal (MFS) branch, receive an MFS instant issue debit card, and we'll pay you a $25 to download our mobile app and another $25 to add your MFS debit card to your digital wallet.  Payment will be in the form of an MFS check which must be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.  Middlesex Federal Online Banking registration and mobile app download are required. Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $100 on the last day of the fourth statement cycle.

$150 Online Offer:*  Open a NEW Middlesex Federal (MFS) Simply eFREE Checking online at MiddlesexFederal.com.  Request an MFS Debit Card during the online account opening process.  Receive your card within 3-5 business days.  Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $150 on the last day of the fourth statement cycle.

*AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.  Subject to the IRS 1099-INT reporting. Offer not available to business accounts. Restricted to one $150 payment per account holder.  

FREE ATM ACCESS:  Middlesex Federal will not charge Simply Free (includes Student Checking) and President's Choice checking customers for using another bank's ATM. And we'll reimburse any surcharge fees other banks may charge at the end of each statement cycle.  Statement Savings Free ATM access is available to Middlesex Federal personal checking customers only.

Online Account Opening:  Simply eFREE Checking and eStatement Savings accounts can only be opened online. 

Online & Mobile Banking:  Data charges may apply when using a mobile device.

Zero-liability: applies to purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and promptly report to Middlesex Federal when your MasterCard was lost or stolen. For additional protection with respect to unauthorized transactions, please refer to your account agreement.  Zero Liability does not apply to the following Mastercard payment cards: commercial cards, or unregistered prepaid cards, such as gift cards.