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Simply Free Business Checking | Easy Interest Business Checking | Commercial Analysis Checking | Business Money MarketBusiness Fee Schedule | Deluxe Check Reorder


Simply Free Business Checking
Perfect for most businesses!

  • Only $50 to Open
  • No Minimum Balance
  • Unlimited Check Writing
  • MasterMoney Debit Card1
  • $50 Off First Set of Checks
  • 1,000 Free Monthly Transactions Items2
  • No Monthly Maintenance Service Charge
  • Occasional Overdraft Privilege Service(OOPS!)3

Easy Interest Business Checking
Perfect for businesses that want to earn interest!

  • Only $50 to Open
  • Unlimited Check Writing
  • MasterMoney Debit Card1
  • $50 Off First Set of Checks
  • Earns a Competitive Rate of Interest
  • 1,000 Free Monthly Transaction Items2
  • Occasional Overdraft Privilege Service(OOPS!)3
  • Only $5,000 Minimum Average Daily Balance to Avoid a Low $10 Monthly Maintenance Service Charge

Commercial Analysis Checking
Designed for businesses with higher transaction volumes.

  • Only $50 to Open
  • MasterMoney Debit Card1
  • $50 Off First Set of Checks
  • Occasional Overdraft Privilege Service(OOPS!)3
  • Earnings Credit Allowance Offsets Monthly Service Charge and Per Item Fees
             Low $10 Monthly Maintence Service Charge  
             50 Per Deposit or ACH Credit, 15 Per Check or ACH Debit
                         and 8 per Deposit item  

Business Money Market
An investment alternative that lets you earn a higher rate of interest on your business savings.

  • $50 Minimum to Open and Earn APY (Annual Percentage Yield)
  • Limited to Six Transactions Per Statement Cycle4
  • 24 Hour ATM Card1 and Check Writing Options Available
  • Only $2,500 Minimum Average Daily Balance to Avoid a Low $10 Monthly Maintenance Service Charge

To find out more about our products and services, click here to use our information request form, visit us at any branch office, or call us at


 1Middlesex Federal Savings will not charge a fee for using another institution's ATMs, up to five withdrawals and five transfers per statement cycle. ATM surcharge fees imposed by other institutions at non SUM network locations may apply. Middlesex Federal Savings will credit up to three ATM surcharges assessed by other institutions per statement cycle when presented with qualified receipts
2Transaction items include all deposits, deposited items, checks, ACH debits, and ACH credits.  If the Simply Free Business or Easy Interest Business account exceeds 1,000 free monthly transactions, the account may be converted to a Commercial Analysis Checking account. 
3OOPs! is automatically provided to qualified accounts. Notification will be sent after 30 days. Customer has the option to opt-out at any time. Limits apply. Overdraft fees may apply to overdrafts created by check, in-person, withdrawal, ATM withdrawal, or other electronic means. Other fees may apply; refer to Fee Schedule for details. The amount of any overdrafts, including our fees, is due and payable immediately or on demand. Middlesex Federal reserves the right to not pay any check, without advance notice, or otherwise suspend OOPs.
4Business Money Market account is limited to six transactions per statement cycle, in any combination of transfers from this account to another account with Middlesex Federal Savings or to a third party by means of preauthorized, automatic or telephone transfer, or by check, draft, debit card, online transaction, or similar order.

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