Live local. Work local. Bank local, even when you're not. Free ATM access and online & mobile banking with check deposit provides you with secure access to your checking account anytime, anywhere. Whether you are in the neighborhood, commuting to work, or on vacation, Middlesex Federal is right where you need us to be.
Every new checking account enjoys:
FREE Debit Card
Up to $10 Cash Back3
FREE Thank You Gift4
Simply Free Checking
Checking made simple. No minimum balance. No monthly service charge. Learn more.
President's Choice Checking
An account for those interested in higher interest. The higher your balance, the higher your interest rate.
Online & Mobile Banking with Check Deposit
Bank local, even when you're not. Learn more.
Free ATM Access
Free ATM withdrawals and transfers at our locations and others. Learn more.
Occasional Overdraft Privilege Service(OOPS!)
OOPs! will automatically transfer funds into your checking account (up to your limit) for those occasional times you do not have sufficient funds to cover a payment.
Deluxe Check Reorder
Minimum opening deposit only $50 for all checking accounts. Other fees may apply; refer to Fee Schedule for details.
1Middlesex Federal Savings will not charge a fee for using another institution's ATMs, up to five withdrawals and five transfers per statement cycle. ATM surcharge fees imposed by other institutions at non SUM® network locations may apply. Middlesex Federal Savings will credit up to three ATM surcharges assessed by other institutions per statement cycle when presented with qualified receipts. SUM is a registered trademark of NYCE Payment Networks, LLS.
2First set of standard checks free. Future check order prices vary by style.
3Up to $10 account credit for debit cards and unused checks from another financial institution given when presented. This may result in the issuing of a 1099-INT.
4Free thank you gift provided at the time of account opening.
5OOPs! is automatically provided to qualified accounts. Notification will be sent after 30 days. Customer has the option to opt-out at any time. Limits apply. Overdraft fees may apply to overdrafts created by check, in-person, withdrawal, ATM withdrawal, or other electronic means. Other fees may apply; refer to Fee Schedule for details. The amount of any overdrafts, including our fees, is due and payable immediately or on demand. Middlesex Federal reserves the right to not pay any check, without advance notice, or otherwise suspend OOPs.