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Your Local Bank > Products > Checking

Checking

Simply Free | Easy Interest | President's Choice |
Online & Mobile Banking | Direct Deposit |
Overdraft Protection | Deluxe Check Reorder


Live local. Work local. Bank local, even when you’re not. Free ATM access and online & mobile banking with check deposit provides you with secure access to your checking account anytime, anywhere. Whether you are in the neighborhood, commuting to work, or on vacation, Middlesex Federal is right where you need us to be.

Every new checking account enjoys:
FREE ATMs1
FREE Checks2
FREE Debit Card
Up to $10 Cash Back3
FREE Thank You Gift4


Simply Free Checking

Checking made simple. No minimum balance. No monthly service charge. Learn more.

Easy Interest Checking
Checking for customers who want to earn interest.

President's Choice Checking
An account for those interested in higher interest. The higher your balance, the higher your interest rate.

Convenience Banking
Online & Mobile Banking with Check Deposit

Bank local, even when you're not. Learn more.

Free ATM Access
Free ATM withdrawals and transfers at our locations and others. Learn more.

Direct Deposit
A safe and reliable way to deposit your funds into your Middlesex Federal checking or savings account.

ABA Routing Number: 211370150

Overdraft Protection5Occasional Overdraft Privilege Service OOPS!
OOPs! will automatically transfer funds into your checking account (up to your limit) for those occasional times you do not have sufficient funds to cover a payment.


Deluxe Check Reorder

Click on the logo to reorder checks securely.


Minimum opening deposit only $50 for all checking accounts. Other fees may apply; refer to Fee Schedule for details.

1Middlesex Federal Savings will not charge a fee for using another institution's ATMs, up to five withdrawals and five transfers per statement cycle. ATM surcharge fees imposed by other institutions at non SUM® network locations may apply. Middlesex Federal Savings will credit up to three ATM surcharges assessed by other institutions per statement cycle when presented with qualified receipts. SUM is a registered trademark of NYCE Payment Networks, LLS.
2Simply Free and Easy Interest Checking accounts receive the first set of 30 checks free. President's Choice Checking receives first set of 120 checks free. Future check order prices vary by style.
3Up to $10 account credit for debit cards and unused checks from another financial institution given when presented. This may result in the issuing of a 1099-INT.
4Free thank you gift provided at the time of account opening.
5OOPs! is available to accounts in good standing at the end of 30 days. Notification will be sent after 30 days. Limits apply. Customer has the option to opt-out at any time.

Access My Accounts
Questions? Call
866-628-1946 anytime.
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